Georgina Insurance Brokers
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Georgina Insurance Brokers

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Important Disclosures About Insurance Brokers

Commissions

The following commission rates apply to both new and renewal business:


  • Auto Insurance 5% - 12.5% of premium
  • Property Insurance 12.5% - 20% of premium
  • Life and Health Insurance 5% - 50% of premium

Contingent Income

In order to do long term, stable business with the insurers marked above, we endeavor to place insurance risks which are suitable to their respective underwriting guidelines. These insurers may in turn recognize the success of this process, through contingent commissions, or “profit sharing”, at year end. This profit sharing does not attach to any individual policy and is paid to us only if our overall portfolio produces a profitable result to the insurer. For more information, please go to the individual insurance company’s website.


Should there be any increase in the commissions we receive for your insurance policies, or any other material change in how we are compensated, we will notify you directly.


As your insurance broker, we act on your behalf and put your interests first. We welcome your comments or questions and are pleased to discuss any concerns you may have.

Fact Sheets and Principles of Conduct

 In Canada, insurance intermediaries are subject to a common set of regulatory standards Published by CISRO. The Principles are described to ensure fair treatment of customers. 


RIBO licensees are required to abide by the RIBO Code of Conduct, which lays out rules and guidelines
for professional conduct. 

CISRO Principles of Conduct for Insurance Intermediaries (pdf)Download
RIBO Conduct Fact Sheet (pdf)Download

Coverage cannot be bound, restricted, added, suspended or cancelled until you speak directly to a licenced insurance advisor. Please contact us directly for any inquiries about your insurance. 


Copyright © 2025 Georgina Insurance - All Rights Reserved.



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